BYRON FINANCIAL GROUP |
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Who should attendPeople who are planning for retirement.Time commitmentGenerally conducted in four 2 1/2 hour sessions, plus an optional consultation reserved for one-on-one assistance. Please consult your instructor for a course schedule.Course descriptionThis course introduces concepts and practices that will help you gain control of your finances and enjoy a comfortable retirement. Financial Strategies for Successful Retirement® will show you a conservative approach to wise money management and identify lifestyle issues facing retirees.
Your registration fee includes a colorful workbook and a Retirement Planning Data Form that will help you inventory your assets, income, Social Security, and pension benefits. You will learn how to:
Document
# cn221808212003 Financial Basics
Your Retirement Income
Investments
Risk Management
Estate Planning
Optional Planning ConsultationEveryone who attends this course is entitled to a personal retirement planning consultation after the conclusion of the course. _____________________________________________________________ @Work
Whether you're saving to buy a home, building assets for college expenses or planning for retirement, @work classes can help! Learn powerful financial strategies that can help you create, manage and build personal wealth. @work classes are factual and objective and are packed with valuable information you can put to work today. Who Should Attend:@work Financial Education™ is recommended for working people of all ages, incomes, and occupations. The comprehensive course agenda provides valuable information for employees at every stage of the employment lifecycle, from newly employed to nearing retirement. Time Commitment:Your time commitment will vary depending on how many classes are offered and how many classes you choose to attend. Individual classes are 1½ hours each, so your time commitment could range from a minimum of 1½ hours to a maximum of 10½ hours. Please call our office or check with your human resources department for a specific list of the classes that are currently being offered at your location. Course Description:@work is a financial education series that
shows you how to put your money to work. It has been designed
in a modular format and can be held at your place of employment.
Selected classes teach a Whether you're saving to buy a home, building assets for college expenses or planning for retirement, @work classes can help! Learn powerful financial strategies that can help you create, manage and build personal wealth. @work classes are factual and objective and are packed with valuable information you can put to work today. Modular Topics include:Financial PrinciplesLearn how to keep pace with inflation, potentially minimize taxes and harness the power of compounding. Discover how to assess your financial situation, manage your cash flow and set realistic goals. InvestmentsThis class presents a broad overview of investment alternatives. Learn how to evaluate stocks, bonds and mutual funds for risk, return and suitability. Investment StrategiesLearn investment strategies that can help you minimize and manage risk from inflation, interest rates and market fluctuations. Discover the benefits of dollar cost averaging, asset allocation and diversification. Retirement ContributionsLearn how to use a wide variety of retirement plans to work towards your investment goals. Discover the benefits of 401(k)s, 403(b)s, 457s, employee stock options, traditional and Roth IRAs, and other retirement plans. Taking Money Out of Retirement PlansDiscover the most efficient ways to take money out of your retirement plans. Learn about pre-retirement withdrawals, early retirement distributions, normal retirement distributions and how to structure your retirement income. Risk ManagementDiscover how to protect your hard-earned financial assets. Learn how to select and evaluate insurance products, including life, health, disability income, long-term care, liability and property insurance. Estate PlanningLearn the strategies of effective estate planning. Discover how to use direct transfers, joint ownership and trusts to pass on your estate. Learn techniques to potentially minimize income, gift and estate taxes.
Financial PrinciplesThis module will orient you to financial principles and the financial planning process. It will help you recognize financial obstacles and understand methods to overcome them. The topics to be discussed are:
InvestmentsYou will learn about a variety of investments that are commonly used when you enroll in this class. After participating in this session, you will have been exposed to the knowledge of how to potentially make intelligent choices about which alternatives best suit your needs. The topics to be discussed are:
Investment StrategiesThis session will help you use your investment knowledge efficiently. It will also help you determine the best investment selection approach for you. Finally you will learn to balance risk with the potential for higher returns. The topics to be discussed are:
Retirement ContributionsYou will see the power of starting your retirement plan now when you come to this session. No matter what stage of life you are in, it is never too late - or too early - to start your retirement plan. The topics to be discussed are:
Taking Money Out of Retirement PlansRetirement plans require more decisions than just determining how much to contribute. Eventually, you will have to decide when and how to take money out. Each of your decisions can have a serious impact on your financial security during retirement. This class will discuss the importance of planning withdrawals from retirement plans. The topics to be discussed are:
Risk ManagementThis class will help you understand the importance of managing your risks. Managing your risks allows you to provide a solid foundation for your overall financial program. The topics to be discussed are:
Estate PlanningEstate planning is the process that allows you to express your wishes concerning your assets and your dependents. Everyone has an estate, and everyone has an estate plan. If you don't develop one, the state will develop one for you. This session explains the importance of estate planning and why it should involve your financial professional and a qualified attorney. The topics to be discussed are:
 About Us
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Investment advisory services are offered through Financial Educators of Idaho. Securities offered through ING Financial Partners, Inc., member SIPC. Branch: 5748 Park Center Court, Toledo, OH 43615 (419)843-9800. Financial Educators of Idaho and Byron Financial Group are not subsidiaries of or controlled by ING Financial Partners, Inc. Securities and investment advisory services offered through ING Financial Partners, Inc., member FINRA, SIPC. [ Online Privacy Policy | Important Disclosures | Privacy Promise | Order Routing Disclosure ] |
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Who
should attend
You will learn important information about how to seek more
from your investments, Social Security, and retirement plans.
The course will also show you how to protect your hard-earned
assets from erosion due to inflation and the possible cost
of long-term health care. The information your learn at
Financial Strategies for Successful Retirement can pay dividends
for the rest of your life.
The
@work Financial Education™ series shows you
how to put your money to work. It has been designed in
a modular format and can be held at your place of employment.
Selected classes teach a wide range of useful financial
topics. You will learn how to seek the highest potential
return on your money that is consistent with your risk
tolerance. You will learn how to manage your spending
and potentially minimize your taxes. You will discover
how to evaluate and select stocks, bonds and mutual funds.
@work provides much-needed information about all types
of employer-sponsored retirement plans, including 401(k)s
and stock options.
wide range of useful financial topics. You will learn
how to seek the highest potential return on your money
that is consistent with your risk tolerance. You will
learn how to manage your spending and potentially minimize
your taxes. You will discover how to evaluate and select
stocks, bonds and mutual funds. @work provides much-needed
information about all types of employer-sponsored retirement
plans, including 401(k)s and stock options.