Financial Workshop Descriptions

 

Wealth Advantage

College Funding Planning Workshop

Successful Money Management

Investment Strategies For The Roaring 2000`s

Financial Strategies for Successful Retirement

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Wealth Advantage

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The Wealth Advantage workshop reveals some of the most advanced tax-minimization strategies available. Find out how you may preserve more of the wealth you accumulate by sacrificing less of it to the IRS. Discover how to use pretax, tax-deferred and tax-free investments to potentially minimize your income taxes. Learn techniques to reduce or eliminate estate taxes that may otherwise consume up to 55% of your transferable assets.

 

Who should attend:

 

People seeking wealth building, retirement planning and estate planning information

 

 

 

Time Commitment:

 

 

One 2 ½ hour dinner session and two 2 ½ hour education sessions, plus an optional private consultation with your instructor.

 

 

 

Course Description:

 

 

The Wealth Advantage workshop reveals some of the most advanced tax-minimization strategies available. Find out how you might preserve more of the wealth you accumulate by sacrificing less of it to the IRS. Discover how to use pretax, tax-deferred and tax-free investments to potentially reduce your income taxes. Learn techniques to reduce or eliminate estate taxes that may otherwise consume up to 55% of your transferable assets.

 

 

 

Wealth Advantage provides answers to important financial questions. Are you missing out on the high returns you would like to earn? Does your portfolio reflect your risk tolerance? Wealth Advantage will teach you wealth-building methods used by successful money managers. You will learn strategies that may help you increase returns and may minimize your portfolio from the risks of bear markets.

 

 

Are you keeping enough of your wealth for a comfortable retirement? Wealth Advantage will help you avoid potential tax hazards that could jeopardize your retirement. Discover how to protect your retirement savings from inflation. Learn why you need a financial plan that pinpoints your needs and maximizes your retirement income.

 

 

You Will Learn:

 

 

Advanced Tax-Minimization Strategies *

 

 

Wealth-Building Investment Strategies

 

Advanced Retirement Planning Techniques

 

 

What you will receive:

 

 

 

Informative Instruction

 

 

The workshop's interactive format makes learning easy and fun.

 

 

Seminar Workbook

 

 

 

The full-color Wealth Advantage workbook helps you understand and retain the information presented.  This workbook includes the following sections. 

 

 

 

 

Wealth Accumulation Strategies

 

Estate Planning Fundamentals

 

Three phases of financial planning

 

Three barriers to financial success

 

Asset Allocation Techniques

 

Cash equivalent investments

 

Fixed income securities

 

Tax Minimization Techniques*

 

 

Equity investments

 

Impact of taxes on investments

 

Tax allocation strategies *

 

Taxable and tax-favored investments *

 

Roth IRAs

 

Retirement and Estate Planning

 

 

Municipal Bonds

 

 

Tax-favored retirement distributions*

 

Term, cash value, variable and universal life insurance

 

Estate planning fundamentals

 

Estate trusts*

 

 

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College Funding Planning Workshop

 

 

The College Funding Planning Workshop reveals advanced college funding methods and strategies to beat the high cost of college. Learn the most tax-efficient way to pay for college and what methods are not being used that should be.

 

 

Discover strategies that will help you send your children to the schools you never thought you could afford.

 

 

Time Commitment:

 

One and ½-hour dinner session plus an optional private consultation with your instructor.

 

 

 

You Will Learn:

 

 

  • Charitable giving
  • The 9 Best-Kept Secrets of the college funding systems
  • Ways to get free money for the college of your choice


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How to increase your eligibility for financial aid

 

 

 

*This seminar will assist those in learning how to overcome the overwhelming obstacles we may face in preparing for our loved ones future education. No specific products or services will be mentioned, just useful information which can help you safeguard 




Successful Money Management

 

 

Successful Money Management® will examine different types of investments, how each one works, and which are appropriate for your financial situation. Our goal is to teach you how to seek maximum return from your money so you can potentially accumulate more wealth and have more freedom in life. No matter how much money you have, the principles of financial planning apply to you. The knowledge you gain can benefit you for the rest of your life.

 

 

 

Who should attend

 

 

People who are in the asset accumulation stage of their lives.

 

 

 

Time commitment

 

 

Generally conducted in three 3 1/2-hour classroom sessions, plus an optional consultation reserved for one-on-one assistance. Please consult your instructor for a course schedule.

 

 

 

Course description

 

 

This course introduces the key concepts and practices of wise money management. You will learn strategies to help minimize your taxes, seek maximum investment returns, and provide a secure future for you and your family.

 

 

The course will examine different types of investments, how each one works, and which are appropriate for your financial situation. Our goal is to teach you how to seek maximum return from your money so you can potentially accumulate more wealth and have more freedom in life.

 

 

No matter how much money you have, the principles of financial planning apply to you. The knowledge you gain can benefit you for the rest of your life.

 

 

Your registration fee includes a colorful workbook and a Personal Financial Data Form that helps you review your present situation, put your goals in writing, and develop a plan that can lead to financial freedom.

 

 

 

You will learn how to:

 

 

How to pick colleges that give the best financial aid packages

 

 

Save and invest.

 

Use federal tax laws to your advantage. *

 

Save for your children's college education.

 

Diversify your investments.

 

Understand employee retirement plans.

 

Organize your finances.

 

Create a plan to retire early.

 

Reduce insurance costs.

 

 

Session 1

 

Financial Foundations

 

 

Create an estate plan.

 

Reallocating your income

 

The Success Triangle™

 

Reasons people fail financially

 

Put time on your side

 

Setting financial goals

 

Using credit wisely

 

The power of compounding

 

Inflation

 

Understanding taxes and their effects Individual Investments*

 

Unexpected events

 

Putting your money to work

 

Cash equivalents

 

Fixed-income securities

 

Government securities

 

Municipal bonds

 

Corporate bonds

 

Equity investments

 

Corporate stock

 

Stock exchanges

 

Reading stock tbles

 

Comparing asset class performance

 

10 steps to help you work towards financial success

 

 

Session 2

Managed Investments

 

 

Planning is a process

 

 

Selecting investments

 

Professionally managed accounts

 

Mutual funds

 

Mutual fund types

 

Bond and equity mutual funds

 

Measuring volatility

 

Dollar-cost averaging

 

Mutual fund screening process

 

Tax-deferred annuities

 

Investment Strategies

 

 

Fixed annuities

 

 

Variable annuities

 

Variable life insurance policies

 

The importance of diversification

 

Asset allocation

 

Portfolio maintenance

 

Retirement Planning

 

 

College funding

 

 

Sources of retirement income

 

Social Security

 

Retirement plans

 

Value of tax-deferred contributions

 

Tax savings *

 

Employer retirement plans

 

Options for previous employer retirement plans

 

 

Session 3

 

 

Personal Retirement Plans

 

 

Ways to avoid the rollover grab

 

 

Traditional IRA

 

Roth IRA

 

Risk Management

 

 

Systematic withdrawal

 

 

Using insurance to protect yourself

 

Disability income insurance

 

Long-term care

 

Life insurance

 

Combination insurance strategies

 

Pension maximization using life insurance

 

Estate planning

 

 

Survivorship life

 

 

Transferring your estate to others

 

Direct transfer

 

Joint ownership

 

Trusts

 

Probate

 

Gifts and estate taxes

 

Annual gift exclusion

 

Exemption credit

 

Unified gift and estate tax rates

 

Bypass trust

 

 

Optional Planning Consultation

 

 

Document # cn221818212003


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Investment Strategies For The Roaring 2000`s


This educational seminar is based on the critically acclaimed

pioneering research of investment Strategiest Harry S. Dent, Jr.



3 harry dent books



The Harvard Business School Graduate, lecturer, and best selling author`s latest book, "The Roaring 2000`s Investor," is currently on the business best seller list of The New York Times, The Wall Street Journal, and Business Week Magazine. Mr. Dent was one of the few, in the late 1980`s to accurately predict a major upturn in the stock market.At this informative workshop, you`ll see first hand, the data upon which his forcast was based. More importantly, you`ll see how an update of this information relates to the upcomming decade and how to position your investments accordingly.



Use this link
to find more information on Harry Dent.

Click here for free articles.

 

 

 

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of these web-sites provided here you are leaving this site. Our company makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you are leaving this company's web-site and assume total responsibility and risk for your use of the sites you are linking to.



The Harry Dent investment strategy may be appropriate only for clients with a high tolerance for risk. Please keep in mind that no one is able to accurately predict how the market will perform, and that demographics is one of many factors to take into consideration when making investment decisions. Individual investors should carefully consider their own goals and objectives, and assess their tolerance for risk of principal. Investing in small or large cap stocks in not suitable for every investor and involves greater risk due to increased volatility. International investing involves some risks not present with US investments, such as currency fluctuation and political volatility. Investors should always consider their own objectives, risk tolerance and time horizon and invest accordingly.

 

 

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Financial Strategies for Successful Retirement


 

 

 

 

Who should attend

 

 

People who are planning for retirement.

 

 

Time commitment

 

 

Generally conducted in four 2 1/2 hour sessions, plus an optional consultation reserved for one-on-one assistance. Please consult your instructor for a course schedule.

 

 

 

Course description

 

 

 

This course introduces concepts and practices that will help you gain control of your finances and enjoy a comfortable retirement. Financial Strategies for Successful Retirement® will show you a conservative approach to wise money management and identify lifestyle issues facing retirees.

 

 

 

You will learn important information about how to seek more from your investments, Social Security, and retirement plans. The course will also show you how to protect your hard-earned assets from erosion due to inflation and the possible cost of long-term health care. The information your learn at Financial Strategies for Successful Retirement can pay dividends for the rest of your life.

 

 

Your registration fee includes a colorful workbook and a Retirement Planning Data Form that will help you inventory your assets, income, Social Security, and pension benefits.

 

 

 

You will learn how to:

 

 

Estate shrinkage

 

 

 

Everyone attending this seminar is entitled to a personal financial consultation, at no additional cost, after the conclusion of Session 3.

 

 

Use federal tax laws to your advantage.

 

Decide if you can retire early.

 

Properly allocate your assets to seek greater returns and manage risks.

 

Determine which retirement plan distribution option is right for you.

 

Determine which type of insurance will lower costs and optimize benefits.

 

Protect your assets from long-term health care costs.

 

 

Document # cn221808212003

 

 

 

Financial Basics

 

 

Organize and transfer your estate.

 

 

Retirement Income: Perception and Reality

 

How long will you be retired?

 

Nine reasons people fail financially in retirement

 

Setting goals

 

Using credit wisely

 

Controlling debt

 

Making compounding work for you

 

Inflation

 

Your income taxes*

 

Your investments and taxes*

 

Impact of income taxe*s and inflation

 

Earning a real rate of return

 

Your Retirement Income

 

 

Making your money last

 

 

Retirement defined

 

Social Security

 

Retirement plans

 

Value of tax-deferred contributions

 

* Neither Voya Financial Advisors, Inc. nor its representatives offer tax or legal advice.  Please consult with your tax and legal advisors regarding your individual situation.